Possibility of fraud surrounds Affordable Care Act enrollment

2 years 8 months 2 weeks ago October 07, 2014 Oct 7, 2014 Tuesday, October 07 2014 Tuesday, October 07, 2014 5:25:00 PM CDT in News
By: Jenn Croft, KOMU 8 Reporter
loading

JEFFERSON CITY - The Attorney General's office and Mid-Missouri Better Business Bureau want to educate Missourians about possible scams surrounding the new federal Health Insurance Exchange plans that begin enrollment on November 15th.

"As with any new system, scam artists may prey upon consumers who are attempting to comply with the law," said Attorney General Chris Koster. "My concern is that scammers will use the insurance coverage enrollment period as an opportunity to commit fraud."

As part of the Affordable Care Act, an insurance marketplace, commonly referred to as an exchange, will provide individuals with options for private health insurance coverage to comply with the law's minimum essential coverage requirement. Consumers seeking insurance coverage through the exchange will need to provide personal information in order to determine which plans are available to them and to sign up for health insurance coverage. Better Business Bureau Director Mike Harrison warns that scammers may attempt to con people into thinking that they are enrolling in a marketplace insurance plan when they are not.

"We want Missourians to lookout for scammers trying to trick consumers with phone calls, suspicious mail or emails, or phony websites," said Harrison. 

According to the Attorney General's office, scammers could use personal information to commit financial identity theft, medical identity theft, or insurance identity theft. Financial identity theft is when a scam artist steals your information to access your accounts or to open a line of credit in your name. Medical identity theft happens when the scam artist gets medical treatment by using your information. Insurance identity theft is when someone uses your information to sign up for coverage.

In an attempt to prevent Missourians from becoming a victim of these types of identity theft, Koster and the Better Business Bureau offer the following tips:

"Beware of people asking for money to enroll you in the ‘Exchange,' or ‘Obamacare' insurance. Legitimate enrollment assisters will not ask for money and wouldn't refer to the program as ‘Obamacare'," said Harrison. 

Harrison also said to ask anyone who wants to help you enroll to verify their affiliation. In addition to a licensed insurance agent, there are two new types of licensed assistants who can also help take the steps necessary to sign up for the program: Insurance Navigators and Certified Application Counselors. 

For a list of navigators licensed by DIFP in Missouri, click here.

There are also two Missouri websites that provide legitimate information - enrollmissouri.org operated by the Missouri Hospital Association and covermissouri.org operated by the Missouri Foundation for Health.

In a statement issued by the Attorney General's office, Koster urged Missourians to only provide personal information if they have initiated the contact. The statement also instructed those applying for the program to only communicate directly with the Official Exchange:

"Unless you are using a licensed insurance agent or assistant, the only way to ensure that your personal data is not going to a scammer is to sign up using the official website at HealthCare.gov or by calling 1-800-318-2596. Avoid sham websites and look for official government seals, logos or website addresses. Look for internet sites with a .gov on the end of the website address."

Suspected fraud should be reported to the Federal Trade Commission through the Marketplace Call Center at 1-800-318-2596 or on FTC.gov/complaint. All suspected fraud should also be reported to the Attorney General's Office online or at 1-800-392-8222. Koster and Harrison both said Missouri consumers should not hesitate to report anything suspicious because scams can only be stopped if law enforcement learns of them.

 

More News

Grid
List
COLUMBIA - As construction continues in the downtown area, workers are finding it difficult to be around. "It's making... More >>
4 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 7:57:00 PM CDT in News
COLUMBIA -The City of Columbia Public Works Department held an informal open house Tuesday, giving people a chance to ask... More >>
4 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 7:38:00 PM CDT in News
BOONE COUNTY - The Boone County Sheriff’s Department is investigating four burglaries this month in the Elm Tree area. Homes... More >>
5 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 7:13:00 PM CDT in News
JEFFERSON CITY (AP) — Th e Missouri Supreme Court says it's constitutional to commit sex offenders to secure confinement after... More >>
7 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 5:23:00 PM CDT in News
BOONE COUNTY - Sheriff's detectives arrested a 20-year-old Jefferson City woman Tuesday in connection with a shooting that wounded two... More >>
7 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 5:04:00 PM CDT in News
JEFFERSON CITY (AP) — Missouri appellate judges are reinstating descriptions of initiative petitions against right to work laws that were... More >>
7 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 4:50:02 PM CDT in News
MONETT (AP) — A substitute teacher in southwe st Missouri has been ch arged with having sexual contact with a... More >>
8 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 4:30:41 PM CDT in News
CALLAWAY COUNTY – A proposed port in Jefferson City is one step closer to becoming a reality. The Callaway... More >>
8 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 4:22:00 PM CDT in News
JEFFERSON CITY - NAACP supporters rallied at the state Capitol to ask Missouri Gov. Eric Greitens not to sign the... More >>
8 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 3:58:00 PM CDT in News
COLUMBIA - The Missouri Foundation for Health has awarded $700,000 toward the planning, construction and programming of the planned agriculture... More >>
9 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 3:30:00 PM CDT in News
VERSAILLES (AP) — The Missouri state trooper who had a man die while in his custody pleaded guilty Tuesday to... More >>
9 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 2:41:00 PM CDT in News
JEFFERSON CITY (AP) — Missouri senators won't reconvene until at least after the July 4 holiday to consider legislation on... More >>
10 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 2:08:26 PM CDT in News
CALLAWAY COUNTY — A manhunt for a suspicious person call ended in an arrest just east of Kingdom City. ... More >>
11 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 1:22:00 PM CDT in News
COLUMBIA — Columbia Police officers arrested Joshua Michael McWilliams, 23, of Columbia in reference to Monday night's shots fired call.... More >>
11 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 12:49:00 PM CDT in News
COLUMBIA - Have you heard the news? A total solar eclipse is heading to mid-Missouri! Join KOMU 8 as we... More >>
12 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 12:19:00 PM CDT in Eclipse Science
CAMDENTON — Since the start of 2017, the Camden County Sheriff's office reports more than $45,000 worth of roadway signs... More >>
14 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 9:51:00 AM CDT in News
HOUSTON (AP) — Authorities are searching for a southern Missouri inmate who is accused of overpowering a guard and stealing... More >>
15 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 9:25:05 AM CDT in News
ST. LOUIS (AP) — A judge is upholding a policy barring St. Louis Zoo visitors from entering the site with... More >>
16 hours ago June 27, 2017 Jun 27, 2017 Tuesday, June 27 2017 Tuesday, June 27, 2017 8:10:00 AM CDT in News
Columbia, MO
Broken Clouds 70°
1am 67°
2am 66°
3am 66°
4am 67°

Select a station to view its upcoming schedule:

Coming Up Next

11:37p
Late Night with Seth Meyers
12:37a
Last Call with Carson Daly
1:07a
The Insider
12:00a
Raising Hope
12:30a
Cheaters
1:00a
Cheaters

Tonight's Schedule

7:00p
Little Big Shots: Forever Young
8:00p
The Carmichael Show
8:30p
The Carmichael Show
9:00p
This Is Us
7:00p
Arrow
8:00p
DC's Legends of Tomorrow
9:00p
KOMU 8 News @ Nine on The CW
9:30p
Seinfeld