President's Health Care Changes May Not Take Effect In Missouri

3 years 5 months 3 days ago November 20, 2013 Nov 20, 2013 Wednesday, November 20 2013 Wednesday, November 20, 2013 5:36:00 PM CST in News
By: Katie Kreider, KOMU 8 Reporter
loading

JEFFERSON CITY- President Obama announced last week that he will allow people to keep their health care plans that do not comply with the Affordable Care Act for another year.

While Obama's new plan will not penalize insurance companies who offer policies that do not comply with the Affordable Care Act, insurance companies still need approval from their state insurance commissioner before offering these non-compliant plans.

Missouri's Department of Insurance has yet to decide whether it will allow insurance companies to follow the President's new policy. 

The Missouri Department of Insurance declined doing an interview with KOMU 8 Wednesday, but it did issue a statement with their stance on the issue:

"The department is continuing to review how its regulatory authority will impact last week's announcement from CMS [Centers for Medicare and Medicaid Services] regarding cancellation of health insurance plans. The department has reached out to the health insurance industry for its input. We anticipate having additional information as soon as possible."

Larry Case, Executive Vice President of the Missouri Association of Insurance Agents, said many insurance agencies may not have time or want to re-instate some of the plans they already cancelled.

"The companies may not have the ability within their own infrastructure in a short period of time to go back and re-set up their files or re-set up their programs if they've already moved on to something else within their own technological systems," Case said. 

David Dillon, Vice President of Media Relations with the Missouri Hospital Association, said Missourians may want to shop around before they automatically decide to keep their current plans.

"If Missouri does make a decision that they will be allowed to renew a policy that doesn't comply with the Affordable Care Act, those policies may still be more expensive," Dillon said. 

Some health care plans were cancelled after the Affordable Care Act went into effect because they did not meet the 10 essential benefits required under the policy. According the the Health Insurance Marketplace, these benefits include: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rerehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

While new plans may be more expensive, Dillon advises to make sure Missourians look into the kind of coverage they are getting with the extra money. 

"The insurance rates may have gone up, but are you comparing apples to apples" Dillon said. "It'd be hard for me to believe that something that is in the exchange that is built upon a larger potential risk pool, that has--assuming you meet the income quota which is 400% of the federal poverty level, which if you're lower class or lower-middle class you're almost guaranteed to get some sort of subsidy--that those are not as good as a policy that was available before."

Until the state announces whether or not it will implement the new rule, insurance companies will not be able to decide what to do with their cancelled policies. 

"The only thing that's constant now is uncertainty," Case said. "And unfortunately, this is just the tip of the iceberg because we're seeing this now just on individual plans. Next year, when we've kicked the can down the road on the shop plans--the small employer group plans--we're gonna see this all over again prior to January 1, 2015."

The President met with some health insurance officials Wednesday in Washington, D.C., but a Missouri representative was not included.

Several other states including Kentucky, Ohio and Texas have approved the President's plan, while other states have rejected the plan altogether--some of those states include Washington, Minnesota and Maryland. 

A few states such as Mississippi, Alabama and Arkansas are still deciding along with Missouri on whether or not they will implement the new plan.

More News

Grid
List
COLUMBIA - A student at Battle High School was taken into police custody on Monday after administrators reported finding drugs... More >>
1 hour ago April 25, 2017 Apr 25, 2017 Tuesday, April 25 2017 Tuesday, April 25, 2017 10:05:00 AM CDT in News
DEXTER (AP) — An investigation continues into a fatal crash in southeast Missouri involving a motorized bicycle and a Stoddard... More >>
1 hour ago April 25, 2017 Apr 25, 2017 Tuesday, April 25 2017 Tuesday, April 25, 2017 9:52:39 AM CDT in News
ROGERSVILLE (AP) — The son of a southwest Missouri man who was killed in a dog attack has filed a... More >>
1 hour ago April 25, 2017 Apr 25, 2017 Tuesday, April 25 2017 Tuesday, April 25, 2017 9:24:16 AM CDT in News
ST. LOUIS (AP) — A former Washington University researcher has won a $769,000 judgment after alleging the school refused to... More >>
2 hours ago April 25, 2017 Apr 25, 2017 Tuesday, April 25 2017 Tuesday, April 25, 2017 8:41:18 AM CDT in News
KANSAS CITY, Mo. (AP) — A Kansas City man has been charged with fatally shooting a man who tried to... More >>
3 hours ago April 25, 2017 Apr 25, 2017 Tuesday, April 25 2017 Tuesday, April 25, 2017 7:54:25 AM CDT in News
FULTON - Fulton Police are investigating a body found. Fulton Police Chief Steve Myers believes the body could belong to... More >>
14 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 9:19:00 PM CDT in News
JEFFERSON CITY (AP) — Missouri senators have confirmed a former PricewaterhouseCoopers partner to be the state's next revenue director. ... More >>
14 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 8:44:56 PM CDT in News
COLUMBIA - Columbia Public School teachers could see a significant increase in salary for the coming school year. The... More >>
16 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 7:22:00 PM CDT in News
JEFFERSON CITY (AP) — A Missouri senator says he's moving out of a room he rents from a lobbyist following... More >>
16 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 7:17:23 PM CDT in News
JEFFERSON CITY (AP) — The Missouri House has passed stricter requirements for tracking fetal tissue after abortions. The... More >>
16 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 7:13:00 PM CDT in News
MID-MISSOURI - There were 36 reported cases of salmonella in Mid-Missouri Monday, with the majority of cases reported out of... More >>
16 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 7:04:00 PM CDT in News
COLUMBIA - Columbia Public Works is requesting community members complete a survey on new markings for cyclists at intersections in... More >>
16 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 6:40:00 PM CDT in News
COLUMBIA - Wind, water and solar power are all elements that usually come to mind when the words 'renewable energy'... More >>
17 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 6:02:00 PM CDT in News
COOPER COUNTY, Mo. - Two people died during a plane crash on Highway 98 near Boonville around 1:40 p.m Monday.... More >>
18 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 5:03:00 PM CDT in News
ARGYLE - For years, the Rock Island rail line carried trains across Missouri, straight through towns like Eldon, Freeburg and... More >>
19 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 3:50:00 PM CDT in News
KANSAS CITY (AP) — A teenager who was shot by a Kansas City store clerk who thought the boy was... More >>
19 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 3:39:00 PM CDT in News
BOONVILLE- What began as a joke between two friends inspired an event that raised money and awareness for a... More >>
20 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 2:49:00 PM CDT in Continuous News
BALLWIN, Mo. (AP) — St. Louis County authorities are investigating an apparent murder-suicide involving a couple in their 80s. ... More >>
20 hours ago April 24, 2017 Apr 24, 2017 Monday, April 24 2017 Monday, April 24, 2017 2:35:00 PM CDT in News
Columbia, MO
Broken Clouds 70°
12pm 74°
1pm 77°
2pm 79°
3pm 80°

Select a station to view its upcoming schedule:

Coming Up Next

11:00a
Rachael Ray
12:00p
KOMU 8 News @ Noon
12:30p
Inside Edition
11:00a
Jerry Springer
12:00p
Jerry Springer
1:00p
Maury

Tonight's Schedule

7:00p
The Voice
8:00p
Great News
8:30p
Great News
9:00p
Chicago Fire
7:00p
The Flash
8:00p
iZombie
9:00p
KOMU 8 News @ Nine on The CW
9:30p
Seinfeld