State Regulators Urge Insurance Companies to Protect Flood Victims

6 years 10 months 2 weeks ago Thursday, July 07 2011 Jul 7, 2011 Thursday, July 07, 2011 2:08:00 PM CDT July 07, 2011 in News
Source: Missouri Department of Insurance, Financial Institutions and Professional Registration

JEFFERSON CITY - The Missouri Department of Insurance is calling on insurance companies to provide extraordinary coverage for consumers who are evacuating their homes in anticipation of flooding.

Insurance Director John M. Huff says Missourians need continued insurance coverage when they move their furniture, electronics and other personal property to higher ground.

Normally homeowners and renters policies only provide coverage for personal property for a short time, such as 30 days, if it's moved away from its permanent location.

For consumers with homeowners and renters insurance, but not flood insurance, Huff says moving property off-site is crucial, because these policies will not cover flood damage. He says the standard 30 days of personal property coverage may not be enough during the floods of 2011.

"Homeowners and renters who move their personal property to higher ground are taking the responsible action," said Huff. "They should not be penalized by losing their insurance coverage for their belongings."

In a bulletin addressed to all property and casualty insurers in Missouri, Huff urges full coverage of personal property while it is located off premises and until the policyholder is able to move back home. The action by Huff is similar to steps taken by insurance directors in Iowa, Nebraska and North and South Dakota.

The department says insurers who do not plan to extend coverage as described in Huff's bulletin should advise the department immediately by contacting the Consumer Affairs Division. Huff asks that consumers also contact the department if their insurance company is not providing extended coverage for personal property stored off-site.

Consumers can reach the department online or by calling the Insurance Consumer Hotline at 800-726-7390.

More News

Grid
List
COLUMBIA - On Thursday, the Columbia Airport Advisory Board announced the TSA approved a security screening lane to open by... More >>
8 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 11:41:00 PM CDT May 24, 2018 in News
JEFFERSON CITY - The Missouri Adult Education and Literacy (AEL) through the Mid-Mo Adult Learning Center honored 25 adults at... More >>
10 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 9:43:00 PM CDT May 24, 2018 in News
COLUMBIA- May is known for Mother’s day, Memorial Day and in Missouri, the start of tick season. “May, June... More >>
11 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 8:21:00 PM CDT May 24, 2018 in News
COLUMBIA – The Columbia City Council discussed a recent engineering study today centering on increasing traffic flow east of Columbia.... More >>
12 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 7:11:00 PM CDT May 24, 2018 in News
HOLTS SUMMIT - After two months without a police department, New Bloomfield finally has one thanks to the city of... More >>
14 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 5:50:00 PM CDT May 24, 2018 in News
COLUMBIA - The University of Missouri has agreed to pay $50,000 to settle a lawsuit filed after Athletic Director Jim... More >>
15 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 4:54:00 PM CDT May 24, 2018 in Sports
MONROE CITY - Some people diagnosed with Parkinson’s Disease fight back, as did Michael Crager, the founder of Rock Steady... More >>
15 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 4:18:00 PM CDT May 24, 2018 in News
JEFFERSON CITY – The U.S. Department of Health and Senior Services made changes to a family planning program, which the... More >>
16 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 3:56:00 PM CDT May 24, 2018 in News
JEFFERSON CITY - In sometimes heated testimony, members of a Special House Investigative Committee looking into the Eric Greitens... More >>
16 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 3:54:00 PM CDT May 24, 2018 in News
JEFFERSON CITY - A report on a statewide rape kit audit shows that there are at least 4,889 untested sexual... More >>
16 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 3:23:00 PM CDT May 24, 2018 in News
JEFFERSON CITY - With the holiday weekend approaching, Mothers Against Drunk Driving (MADD) and Save Our Air Medical Resources (SOAR)... More >>
18 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 1:28:00 PM CDT May 24, 2018 in News
COLUMBIA – More than 36 million drivers will hit the road during Memorial Day Weekend, according to AAA. Just... More >>
19 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 12:20:00 PM CDT May 24, 2018 in News
JEFFERSON CITY - A statewide program bringing together prisoners and puppies is celebrating a major milestone. A four-month-old redbone... More >>
21 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 10:15:00 AM CDT May 24, 2018 in News
WASHINGTON (AP) — President Donald Trump says he thinks Kim Jong Un wants to do "what's right" but says it's... More >>
21 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 10:09:00 AM CDT May 24, 2018 in News
RANDOLPH COUNTY - A Huntsville man pleaded guilty to murder on Tuesday and received a life sentence with no chance... More >>
23 hours ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 8:37:00 AM CDT May 24, 2018 in News
BUNNIK, Netherlands (AP) — An international team of investigators said Thursday that detailed analysis of video images and photos... More >>
1 day ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 5:58:00 AM CDT May 24, 2018 in News
JEFFERSON CITY - Potentially more than one thousand Missourians could lose their hunting, fishing and trapping licenses after a Department... More >>
1 day ago Thursday, May 24 2018 May 24, 2018 Thursday, May 24, 2018 2:27:00 AM CDT May 24, 2018 in News
NEW YORK (AP) — A federal judge ruled Wednesday that President Donald Trump is violating the First Amendment when he... More >>
1 day ago Wednesday, May 23 2018 May 23, 2018 Wednesday, May 23, 2018 7:10:00 PM CDT May 23, 2018 in Continuous News
Columbia, MO
Broken Clouds 70°
8am 72°
9am 75°
10am 78°
11am 80°