TARGET 8: Flooding creates dispute between business owner, Parkade Center

11 months 1 week 3 days ago February 09, 2016 Feb 9, 2016 Tuesday, February 09 2016 Tuesday, February 09, 2016 9:18:00 PM CST in Target 8
By: Samantha Myers, KOMU 8 Reporter
Embed Code Copied

COLUMBIA - After heavy rains this year, a small business in the basement of the Parkade Center was one of six businesses flooded. The shop owner believes the Parkade Center should foot the bill, but the manager of the shopping center disagrees. 

Parkade Center manager Ben Gakinya called it "an act of God" after he said lightning struck the building causing the power to go out and sump pumps to fail back in late December. The pump failure caused the basement to flood. 

Gakinya said tenants were supposed to move back in Jan. 2 once the water was removed.

Karma Care owner Linda Bonebrake said removing the water wasn't enough to get her to move back in because she feels the damaged floor tiles and baseboards were a potential liability to her therapy clients. She said it took the management a month to fix the tiles and baseboards.

"I've asked them if they're gonna compensate me for the lost time and business and they told me I had to pay my rent," Bonebrake said. 

She said the damage to her business totals $2394.27. 

Customer David Snipes said, "She should be compensated for this, you know there should be a compensation."

In a statement to KOMU 8 News, the Parkade Center said each tenant is supposed to carry business insurance that covers them from loss of business and damaged items, and that the landlord is not liable for damages that come out of interruption of utility services.

Bonebrake said she did not know she was supposed to have a specific kind of insurance that would cover such a claim, even though it was stated in the lease agreement. Gakinya said it was up to Bonebrake's insurance company to cover the claim, not the Parkade Center's. 

An insurance agent not involved in the case said people need to carefully consider what insurance they might need before something bad could happen.

"You should try to sit down and figure out what kind of insurance you might need, you might want, what coverage you would want to pay for because you may not want to pay for all of those coverages," Barrett Glascock said.  

He also said that it's up to insurance claims agents to figure out who is supposed to cover what. He said that if two different insurance providers can't agree, then they would have to go to subrogation. 

"The claims people from one company and another company may get together and say 'well I don't feel our company is obligated at all I think it's your company to pay all the claim,'" Glascock said, "Well if they feel the same way then they gotta go to subrogation to decide who's gonna be at fault."

Subrogation happens when a company pays one of its insured’s for damages, then makes its own claim against others who may have caused the loss, insured the loss, or contributed to it.

Bonebrake has not yet said if she will try to take legal action in the case, but said she will try to move back in to her business as soon as she can. 

More News

Grid
List
COLUMBIA - One of Columbia's most-traveled roads, Business Loop 70, is set to go through a beautification process. Before... More >>
24 minutes ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 1:40:00 PM CST in News
BRANSON, Mo. (AP) — A concrete truck driver has been charged in a deadly crash about a mile east of... More >>
2 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 11:23:55 AM CST in News
ST. LOUIS (AP) — The FBI is investigating after hackers blocked the St. Louis Public Library's server. The... More >>
4 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 9:34:02 AM CST in News
COLUMBIA - Police are investigating an attempted armed robbery at the Eagle Stop gas station on Providence Road at I-70.... More >>
4 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 9:18:00 AM CST in News
KINLOCH (AP) — A 17-year-old St. Louis County resident is charged with first-degree murder and other crimes in the July... More >>
5 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 9:00:02 AM CST in News
ST. LOUIS (AP) — A woman who aids breast cancer survivors in the St. Louis area by creating tattoos of... More >>
5 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 8:11:00 AM CST in News
INDEPENDENCE (AP) — Authorities say a Kansas City man has been charged in the 2013 death of a 22-year-old man... More >>
7 hours ago January 20, 2017 Jan 20, 2017 Friday, January 20 2017 Friday, January 20, 2017 6:53:22 AM CST in News
COLUMBIA – On Friday, president-elect Donald Trump will officially take the oath of office in Washington D.C. for President of... More >>
16 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 9:58:00 PM CST in News
COLUMBIA - The U.S. Department of Agriculture released a new set of regulations on Wednesday that clarifies standards for living... More >>
19 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 6:49:00 PM CST in News
COLUMBIA - The Columbia/Boone County Health and Human Services Department tracked a decrease in mumps cases reports when MU students... More >>
19 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 6:42:00 PM CST in News
SPRINGFIELD (AP) — A southwest Missouri woman was sentenced to two years in prison without parole for selling more than... More >>
19 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 6:39:07 PM CST in News
KANSAS CITY ( AP) — Missouri Democrats are asking Gov. Eric Greitens to support their efforts to force the new... More >>
19 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 6:23:56 PM CST in News
ST. LOUIS (AP) — St. Louis police say a man was fatally shot just west of Hickey Park. According... More >>
19 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 6:11:00 PM CST in News
BOONE COUNTY - The Missouri Highway Patrol has identified the person at the center of a death investigation north of... More >>
20 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 5:15:35 PM CST in Top Stories
ST. LOUIS (AP) — St. Louis police say a 79-year-old man fatally shot the assistant manager of an apartment for... More >>
21 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 4:53:42 PM CST in News
COLUMBIA - The Columbia Police Department responded to a shots fired incident near Quail Drive Thursday afternoon. According to... More >>
21 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 4:25:00 PM CST in News
KANSAS CITY (AP) — A federal appeals court has revived a lawsuit challenging Missouri regulations limiting how alcohol producers and... More >>
22 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 3:50:31 PM CST in News
JEFFERSON CITY (AP) — A Missouri senator says the state shouldn't be investing in Russia, and she has filed a... More >>
22 hours ago January 19, 2017 Jan 19, 2017 Thursday, January 19 2017 Thursday, January 19, 2017 3:44:00 PM CST in News
Columbia, MO
Broken Clouds 50°
2pm 54°
3pm 55°
4pm 55°
5pm 53°

Select a station to view its upcoming schedule:

Coming Up Next

9:00a
NBC News Special: Inauguration of Donald Trump
3:00p
Dr. Phil
4:00p
Jeopardy!
2:00p
Judge Alex
2:30p
Judge Alex
3:00p
The Robert Irvine Show

Tonight's Schedule

7:00p
Grimm
8:00p
Emerald City
9:00p
Dateline NBC
7:00p
The Vampire Diaries
8:00p
Crazy Ex-Girlfriend
9:00p
KOMU 8 News @ Nine on The CW
9:30p
Seinfeld