Insurance Officials Urge People to Check Policies
JEFFERSON CITY(AP) - Missouri insurance officials are urging homeowners and renters to review coverage of their possessions as the spring storm season approaches.
The state insurance department says most homeowner policies cover damage from fire, tornadoes, strong winds and hail. But the agency says extra coverage frequently is required to cover losses from flooding, earthquakes and sewer backups.
People who live in rental housing need renters' insurance for their belongings to be covered.
State officials say Missourians should develop a list of personal possessions to make filing damage claims easier.