Medicare Part D Deadline is Midnight Monday
Although its been in effect for two and a half years, some people still worry Part D is too confusing. Once seniors know what it means, they can sign up for a plan that's right for them.
"We do a plain comparison and let them know what the best plan, based on the Medicare website, would be best for them," said Carol Beahan, director for Community Leaders Assisting the Insured of Missouri.
Missouri has 42 plans under Medicare Part D.
"I really believe that's the importance of one-on-one counseling," added Beahan, "sitting down with them and entering their prescription drugs and doing the comparison."
But, some say, more plans mean more questions.
"Its a terrible mess," complained Medicare recipient Lorene Emmersion. "It's still a black hole. I know more things but, when you know more things, there are always more questions."
Democratic candidate for the Ninth Congressional District, Duane Burghard, said, "Those who have gone into it do find it's confusing and it's complicated and it's costly and it's complex."
Part D drug plans cost about $35 a month. Even if you don't need one now, some experts say it's important to pick a basic plan to avoid paying more money in the future.
"What we're recommending is, just buy an inexpensive plan to have that coverage," explained Beahan, "so you don't have to pay that penalty later."
If seniors wait until November to sign up for Medicare Plan D, they will have to pay another $2.17 a month.