Snow Insurance Coverage Something to Be Aware Of In Mid Missouri

5 years 6 months 3 weeks ago Sunday, March 24 2013 Mar 24, 2013 Sunday, March 24, 2013 6:01:00 PM CDT March 24, 2013 in Coverage From Callaway
By: Courtney Kincade
loading

CALLAWAY COUNTY - As the third round of mid-Missouri snow passes through the area some residents of Callaway County have had a first hand experience of dealing with snow damage to roofs in their homes, businesses, and barns. 

The Lighthouse Theater in Callaway County was fortunate enough to have snow insurance coverage on their building, but now another questions remains, how did a pre-engineered building collapse?

One of the biggest issues with the snow storms of late February was the weight of the snow on top of buildings. James Jarman, Callaway County Agronomy Specialist for the Central Region of the University of Missouri Extension, said the construction of roofs in mid-Missouri is one of the biggest problems for snow related building damage.

"The way in which the roofs are built in mid-Missouri is usually flat roofs, especially for barns, therefore the snow just sits. Some buildings in this area are built with a slope in the roof, which helps because the snow falls down the roof."

By the time the second round of snow was done falling the University of Missouri South Farm weighed the snow that was on top of the farm scale. The scale is about 1,000 square feet in diameter, and the snow on top of the scale weighed 13,000 pounds. That is equivalent to two pick up trucks being on top of roofs across Callaway County. 

Fulton State Farm Insurance Agent, Don Woodson, said the weight of the snow is the hardest on roofs of small homes when it just sits.

"People don't realize just how heavy the snow really is on the roof. It can lead to serious problems because it is hard for them to get it off of those flat roofs," said Woodson. 

Woodson also went on to say that the weight of the snow has affected some homes and barns throughout Callaway County. Now while some people are cleaning up from the damage others are thinking about their insurance coverage.

"Some people see their neighbors roof collapse and then they sadly have to see their neighbors get turned down for insurance because they weren't covered. Then all of a sudden it turns into a personal problem and they want to know if they are properly covered," Woodson said.

Woodson recommends that people meet with their insurance agent to check on their snow coverage and potentially storm coverage too as the spring and summer storm time approaches. 

If you're thinking of building a new barn or building in mid-Missouri the agricultural engineering program at MU offers floor plans and building code information for ways in which roofs can be designed to hold snow. 

 

 

More News

Grid
List
HERMANN - One person was killed in a crash involving a trolley, the Missouri State Highway Patrol said. Sgt.... More >>
37 minutes ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 6:16:00 PM CDT October 20, 2018 in News
(CNN) -- President Donald Trump announced Saturday that the US is pulling out of the landmark Intermediate-Range Nuclear Forces Treaty... More >>
1 hour ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 5:11:00 PM CDT October 20, 2018 in News
COLUMBIA – Nineteen members of Missouri Task Force One returned to Boone County Fire Protection District headquarters Saturday morning after... More >>
3 hours ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 3:16:00 PM CDT October 20, 2018 in News
SPRINGFIELD (AP) — A man has been criminally charged days after a woman's body was found near Fellows Lake at... More >>
4 hours ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 1:58:08 PM CDT October 20, 2018 in News
SPRINGFIELD (AP) — A Springfield woman who killed her live-in boyfriend with a crowbar in 2017 has been sentenced to... More >>
5 hours ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 1:48:36 PM CDT October 20, 2018 in News
ST. LOUIS (AP) — A restored St. Louis prairie of native grasses and flowers is in bloom, but the nature... More >>
10 hours ago Saturday, October 20 2018 Oct 20, 2018 Saturday, October 20, 2018 8:50:24 AM CDT October 20, 2018 in News
COLUMBIA - Sen. Claire McCaskill spoke about health care in Columbia on Friday at Laborers Local 955, as part of... More >>
23 hours ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 7:35:00 PM CDT October 19, 2018 in News
COLUMBIA - After realizing the underrepresentation of Hispanic business owners in mid-Missouri, three Hispanic professionals established a group of 12... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 5:49:00 PM CDT October 19, 2018 in News
COLUMBIA - This is the last week of the regular season and it's a cold one. Our game of... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 5:20:00 PM CDT October 19, 2018 in Friday Night Fever
COLUMBIA - Two Midwest companies issued separate food recalls this week for bacterial contamination concerns. Hy-Vee said its supplier,... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 4:53:00 PM CDT October 19, 2018 in News
CAMDEN (AP) — Toxicology tests show that a boater was drunk when he slammed into a bluff at Missouri's Lake... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 3:41:35 PM CDT October 19, 2018 in News
COLUMBIA - The Legion of Black Collegians and the FourFront Marginalized Student Council held a solidarity walk Friday to show... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 3:39:00 PM CDT October 19, 2018 in News
JEFFERSON CITY - The Missouri State Medical Association (MSMA), along with multiple medical associations, reaffirmed their opposition to the three... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 2:50:00 PM CDT October 19, 2018 in News
JEFFERSON CITY - For the fourth consecutive year, Project Homeless Connect provided services Friday for people who are experiencing homelessness... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 2:39:00 PM CDT October 19, 2018 in News
DES MOINES, Iowa (AP) — The Mega Millions jackpot has soared to an estimated $1 billion, as the second-largest lottery... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 12:10:00 PM CDT October 19, 2018 in News
JEFFERSON CITY - Police want the public's help finding a man who allegedly ran from a traffic stop after hurting... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 11:42:00 AM CDT October 19, 2018 in News
COLUMBIA - Two MU residence halls and an atrium were officially dedicated on Friday honoring three former MU students. Lucile... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 10:09:00 AM CDT October 19, 2018 in News
WASHINGTON (AP) — Just 1 in 4 people thinks Brett Kavanaugh was completely honest when as a Supreme Court nominee... More >>
1 day ago Friday, October 19 2018 Oct 19, 2018 Friday, October 19, 2018 9:58:13 AM CDT October 19, 2018 in News
Columbia, MO
Broken Clouds 57°
7pm 50°
8pm 47°
9pm 45°
10pm 43°