State Regulators Urge Insurance Companies to Protect Flood Victims

8 years 3 months 1 week ago Thursday, July 07 2011 Jul 7, 2011 Thursday, July 07, 2011 2:08:00 PM CDT July 07, 2011 in News
Source: Missouri Department of Insurance, Financial Institutions and Professional Registration

JEFFERSON CITY - The Missouri Department of Insurance is calling on insurance companies to provide extraordinary coverage for consumers who are evacuating their homes in anticipation of flooding.

Insurance Director John M. Huff says Missourians need continued insurance coverage when they move their furniture, electronics and other personal property to higher ground.

Normally homeowners and renters policies only provide coverage for personal property for a short time, such as 30 days, if it's moved away from its permanent location.

For consumers with homeowners and renters insurance, but not flood insurance, Huff says moving property off-site is crucial, because these policies will not cover flood damage. He says the standard 30 days of personal property coverage may not be enough during the floods of 2011.

"Homeowners and renters who move their personal property to higher ground are taking the responsible action," said Huff. "They should not be penalized by losing their insurance coverage for their belongings."

In a bulletin addressed to all property and casualty insurers in Missouri, Huff urges full coverage of personal property while it is located off premises and until the policyholder is able to move back home. The action by Huff is similar to steps taken by insurance directors in Iowa, Nebraska and North and South Dakota.

The department says insurers who do not plan to extend coverage as described in Huff's bulletin should advise the department immediately by contacting the Consumer Affairs Division. Huff asks that consumers also contact the department if their insurance company is not providing extended coverage for personal property stored off-site.

Consumers can reach the department online or by calling the Insurance Consumer Hotline at 800-726-7390.

More News

Grid
List
JEFFERSON CITY - Governor Mike Parson signed an executive order Tuesday to create a campaign to educate, warn, and deter... More >>
46 minutes ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 1:32:00 PM CDT October 15, 2019 in News
KANSAS CITY (KSHB) — You never know what you'll encounter as a police officer. One day, you may walk... More >>
1 hour ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 12:47:00 PM CDT October 15, 2019 in News
LSU quarterback Joe Burrow, who is on a record-breaking pace during the first half of the season, and Wisconsin running... More >>
2 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 12:10:00 PM CDT October 15, 2019 in Sports
HELENA, Mont. (AP) — Montana authorities say an improvised explosive device blew up in an elementary school playground in Helena.... More >>
3 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 11:07:00 AM CDT October 15, 2019 in News
COLUMBIA - A Moberly man pleaded guilty to a federal charge of aggravated identity theft and will be sentenced in... More >>
3 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 10:44:41 AM CDT October 15, 2019 in News
(CNN) -- When it comes to concussions in high school sports, there is good news and bad news, a new... More >>
7 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 6:29:48 AM CDT October 15, 2019 in News
CEYLANPINAR, Turkey (AP) — Turkey defied growing condemnation from its NATO allies to press ahead with its invasion of northern... More >>
8 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 5:45:00 AM CDT October 15, 2019 in News
KANSAS CITY, Kan. (AP) — The Kansas City T-Bones are officially locked out of their stadium in Kansas City, Kansas.... More >>
9 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 4:48:00 AM CDT October 15, 2019 in News
COLUMBIA - The City of Columbia is trying to slow drivers down on two streets in the downtown area. ... More >>
10 hours ago Tuesday, October 15 2019 Oct 15, 2019 Tuesday, October 15, 2019 3:56:00 AM CDT October 15, 2019 in News
CAMDENTON — Camdenton City Clerk Renee Kingston didn't fall for a traffic violation scam. Kingston said she received two... More >>
18 hours ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 7:50:00 PM CDT October 14, 2019 in News
ST. LOUIS COUNTY, Mo. — A father was shot with his four children in his car while driving in south... More >>
18 hours ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 7:36:00 PM CDT October 14, 2019 in News
COLUMBIA - The Columbia Board of Education will discuss modifications to the public comment section of its meetings Monday night.... More >>
21 hours ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 5:13:00 PM CDT October 14, 2019 in News
COLUMBIA — The CEO of Dow Inc. has donated $6 million to a new University of Missouri health institute... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 12:49:00 PM CDT October 14, 2019 in News
CENTRALIA — The city of Centralia held its first monthly meeting on public safety Monday night since the firing of... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 11:51:00 AM CDT October 14, 2019 in News
KEYTESVILLE- A mid-Missouri father filed a wrongful death lawsuit Wednesday against the man accused of causing his disabled daughter's death... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 11:21:00 AM CDT October 14, 2019 in News
JEFFERSON CITY - A local group wants to expand the Jefferson City National Cemetery by relocating East Miller Park across... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 10:25:00 AM CDT October 14, 2019 in News
ROCHEPORT - The Columbia/ Boone County Department of Public Health and Human Services is opening community-based pop up flu clinics... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 10:20:00 AM CDT October 14, 2019 in News
JEFFERSON CITY - Moms Demand Action is partnering with Stop the Bleed Coalition to hold crisis first aid training on... More >>
1 day ago Monday, October 14 2019 Oct 14, 2019 Monday, October 14, 2019 3:40:00 AM CDT October 14, 2019 in News
Columbia, MO
Broken Clouds 70°
3pm 66°
4pm 64°
5pm 63°
6pm 60°